Make
every deal
a win-win

Accelerate equity. Unlock coverage.

Solve the
affordability problem

EquityPro is an industry-first platform where finance and protection converge, with no upfront cost. By accelerating loan payoff, customers save on interest and build equity faster. Principal savings are used to pay down the loan or fund vehicle protection plans, turning what was once an upsell into effortless coverage every buyer can afford. 

Sell more in just
a few steps

Step 1

Customer enrolls in PaymentShield+.

Step 2

Customer activates EquityPro.

Step 3

Weekly or biweekly payments accelerate principal reduction.

Step 4

Earn store credits or reduce principal loan.

Step 5

Customer enjoys the benefits.

EquityPro gives customers
two ways to benefit.

Store credit

Get more protection - $0 upfront

Turn your savings into store credits to:

  • Purchase qualifying F&I protection products
  • Avoid upfront costs
  • Stay protected while continuing
    to build equity

OR

Maximum equity

Pay off your loan faster

Put your savings toward your principal to:

  • Build equity faster
  • Reduce interest
  • Pay off your vehicle sooner

One payment,
multiple benefits

Fuel your growth with smarter F&I while offering customers an unrivalled loan acceleration solution. 

Smarter revenue

Built-in loan acceleration

Stronger loyalty

Flexible integration

Smarter revenue

Use principal savings, not pressure, to drive results.

  • Increase PVR without added risk 
  • Improve conversion by funding protection through savings 
  • Drive results without raising monthly payments

Change how customers pay. Everything else follows.

  • Weekly or biweekly payments aligned with paydays

  • Faster payoff and lower 
total interest

  • Principal savings applied 
toward protection

Reach customers who need the most protection and keep them coming back.

  • Deliver coverage without overselling or payment shock

  • Enable protection for customers who previously could not afford it

  • Build trust early and turn first-time buyers into repeat customers 

Fits into your workflow
from day one.

  • No upfront customer cost

  • Quick and seamless integration with VFI

  • One structure across the full sales journey

Smarter revenue

Use principal savings, not
pressure, to drive results. 


  • Increase PVR without added risk
  • Improve conversion by funding protection through savings
  • Drive results without raising
    monthly payments

Get to know
EquityPro better

Request a guided walkthrough of how EquityPro works, the structure behind it, and why dealers are adopting this approach.